X-eciency in Australian banking: An empirical investigation
نویسنده
چکیده
This paper empirically investigates the x-eciency (technical and allocative) in Australian banks. A non-parametric method of Data Envelopment Analysis (DEA) has been used to arrive at the eciency scores. Banks in this sample were found to have low levels of overall eciency compared with the banks in the European countries and in the US. The results indicate that, as a source of overall ineciency, the technical component was more important than the allocative component. Thus, the ineciency in Australian banks can be attributed to wasting of inputs (technical ineciency) rather than choosing the incorrect input combinations (allocative ineciency). Domestic banks were found to be more ecient than foreign owned banks. The study has important implications such as guiding the government policy regarding deregulation and mergers. Since the study pinpoints the sources of ineciency, it would also help banks with strategic planning. Ó 2001 Elsevier Science B.V. All rights reserved. JEL classi®cation: D61; G21; G34
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